Life and AD&D Benefits

VNA is proud to offer a Group Basic Life insurance policy for our employees.


Full-Time (30 Hours) President Senior Vice President Directors	1x pay to a maximum of the lesser of 1x pay or $500,000 Medical Evidence Level: the lesser of $500,000 and 1x pay
Full-Time (30 Hours) Exempt and Non-Exempt Supervisor	2x pay to a maximum of the lesser of 2x pay or $100,000 A minimum benefit of $10,000 Medical Evidence Level: the lesser of $100,000 and 2x pay
Full-Time (30 Hours) All Active Employees	1x pay to a maximum of the lesser of 1x pay or $50,000 A minimum benefit of $10,000 Medical Evidence Level: the lesser of $50,000 and 1x pay
Part-Time (20 Hours) All Active Employees	1x pay to a maximum of the lesser of 1x pay or $25,000 A minimum benefit of $10,000 Medical Evidence Level: the lesser of $25,000 and 1x pay
	Benefits reduce by: 35% at age 65, 50% at age 70, 70% at age 75 All reductions are applied to the original benefit amount Conversion & portability included AD&D is 100% of the Basic Life Benefit


Basic Life Rate	$0.160
Basic AD&D Rate	$0.015

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Supplemental Term Life
All active full time employees are eligible for Supplemental Term Life Insurance.

Supplemental Dependent Life

Spouse Benefit:

$5,000 increments to a maximum of $100,000, not to exceed 50% of employee’s amount
No age reduction
A minimum benefit of $10,000
Spouse Medical Evidence Level: $30,000

Child Benefit: